Do you know how to make payments through WhatsApp? Can you send and receive money through WhatsApp? WhatsApp is one of the most widely used communication apps where you not only talk with friends and share images and videos but also allow users to send and receive money through WhatsApp payment. In WhatsApp, you can easily transfer money to others in your contact list. In this blog of Downloadgbappapk.com, you will learn how to send or receive money through WhatsApp.
As we all know, most people use WhatsApp apps on their mobile phones. They can easily communicate with their friends and relatives. But previously, when they wanted to make payments, they used apps like PhonePe, GPay, or others. Now, WhatsApp also provides the feature of WhatsApp payment through which users can’t go to other apps to make payments. WhatsApp payment allows users to make payments, and many bank partners like Axis, SBI, HDFC, and ICICI Bank have enabled banking features in WhatsApp.
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What is WhatsApp Payment?
WhatsApp payment feature was officially launched in 2018 in India. WhatsApp payment is a Unified Payment Interface (UPI) that allows users to do payment transactions. WhatsApp launched a payment feature for users in a partnership with ICICI Bank in 2018. It is a very easy process to send and receive money through the payment feature. You can make a direct payment in the chat options. When you choose a person from your contact list to whom you want to send money, the other person puts in your UPI ID to send or receive the money.
Once you have paid, you can see the payment notifications above the chat list to whom you pay. So, you don’t show any proof of transaction details. WhatsApp payment give an advantage to users in that they can do transactions up to 1,00,000 rupees, which is more than other paying apps where it is up to only 50,000 rupees. In WhatsApp payments, the UPI service is free, so you can’t pay any extra charges for a single transaction.
How does WhatsApp payment work? In this blog of downloadgbappapk, we can guide you on how to make payments through WhatsApp. If you want to send and receive money through WhatsApp payment, you need to add a bank account to your WhatsApp first.
Setting Up WhatsApp Payments:-
Before initiating a money transfer on WhatsApp, users need to set up WhatsApp Payments. It involves linking their bank account to the app. Here’s a step-by-step guide to getting started:
Open WhatsApp: Launch the WhatsApp application on your smartphone. Ensure you have the latest app version installed to access the most up-to-date features.
Access Settings: Navigate to the settings menu within WhatsApp. It is usually represented by three dots in the top right corner of the screen. Tap on it to reveal a dropdown menu.
Select ‘Payments’: Within the settings menu, look for the ‘Payments’ option. Tap on it to access the payment settings.
Link Your Bank Account: To link your bank account, you’ll be prompted to provide the necessary details. Select your bank from the list of supported banks and follow the on-screen instructions to link your account. You may need to verify your identity through a one-time password (OTP) sent to your registered mobile number.
How do you send and receive money through WhatsApp Payment?
When you can link your bank account details in WhatsApp, you can make any payments. We guide you if you don’t know how to make payments through WhatsApp. You must follow these simple steps to use WhatsApp payment. So, follow these steps which are as:-
Open the Chat:
Firstly, you open the WhatsApp app on your mobile phone. You have many contact lists, so choose the person to whom you want to send money or receive money. Now, open that person’s chat to send or receive money. It could be an individual or a group chats.
Tap on the Attachment Icon:
Look for the attachment icon within the chat interface. This icon is usually represented by a paperclip or the ‘+’ sign. Tap on it to open the options menu.
Among the options presented, choose ‘Payment’ or ‘₹’ (Indian Rupee symbol). It will open the payment interface.
Enter the Amount:
Input the amount you wish to send to the contact. You can also add a note to specify the purpose of the transaction.
Select Payment Method:
If you have multiple linked bank accounts, choose the desired account from which you want to send the money.
Authenticate with UPI PIN:
To ensure the security of the transaction, you’ll be prompted to enter your UPI (Unified Payments Interface) Personal Identification Number (PIN). This PIN is specific to your linked bank account and serves as an additional layer of authentication.
Review and Confirm:
Before finalizing the transaction, review the details, including the amount and the recipient’s information. Once satisfied, tap the ‘Send’ or ‘Confirm’ button to initiate the money transfer.
Notification to Recipient:
The recipient will receive a notification regarding the incoming payment. They can accept the money directly within the chat interface.